The good news is that things have change and I will show you 10 places you can get instant loan today without any collateral or guarantor. You can see the surprise on his face when I told him I got N200,000 loan from Carbon (paylater) under 10 minutes without submitting any collateral or guarantor. They came to his shop and saw equipment and goods worth 10X the loan amount he is requesting, they demanded 2 guarantors which he promptly provided yet after waiting for 5 weeks they still didn’t give him the loan. After filling about 50 forms and opening about 3 accounts, submitting about 12 passports, The LAPO employee demanded to visit his shop and he obliged. The commercial and microfinance banks make matter worse as they will demand unrealistic documents and collateral from you to give you paltry sum which cannot fully cater for your urgent need and in most cases it takes between 4 weeks to 12 weeks before they will approve and disburse the loan.Ī neighbor of mine recently share a bad experience he encountered with LAPO with me. The only way you can get an instant loan without collateral then is by approaching your family and friends and most times they will turn you down with various excuses and even when they help, they can only give you little amount which cannot solve your immediate needs. Then stay tuned as in this post I will be showing you the best 10 loan apps in Nigeria where you can get instant loans online without presenting any collateral or any guarantor.įew years ago getting instant loan in Nigeria is impossible and also getting a loan without collateral.
Have you ever been in a situation when you need an instant loan and you don’t have any collateral to present? Do you need a personal loan, medical loan, rent loan, car loan, school loan or business loan and you don’t want to go through the hassle of filling endless forms and meeting up with unrealistic requirements?
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